Bundle and save an average of 5% on auto!Δ list with 3 items
Or, quote another product list with 41 items
Save money on car insurance with these discounts and tools
Bundle and save an average of 5% on auto!Δ list with 3 items
Or, quote another product list with 41 items
Finding cheap auto insurance that doesn't compromise on coverage or quality is easy with Progressive. When you get a quote, we'll help you build a policy that covers what you need and stays within your budget, making it easy to get a cheaper car insurance rate.
Getting low-cost auto insurance can be as simple as earning discounts, driving responsibly, or customizing your policy to find a balance between costs and coverages. You can also use the tools and programs below to find high quality, cheap car insurance that fits your needs and your budget.
Get a car insurance quote today to see how much you could save with Progressive.
Two common ways to lower your rate — dropping optional coverages and raising your deductible — can expose you to more risk. For example, if you have a liability limit that equals less than your net worth, your assets could be at risk if you're found liable in an accident.
To determine how much car insurance you should have, make sure your liability limits could cover your net worth in a worst-case scenario. And before you raise your comprehensive or collision deductible, build up your rainy-day fund to comfortably cover your deductible.
Doing this research upfront can help ensure you're getting cheap car insurance that still provides the protection you need.
Thankfully, there are plenty of safe ways to get cheaper car insurance, like qualifying for discounts. Progressive car insurance customers qualify for an average of seven discounts, which means your savings could stack up without ever decreasing your coverage.
Affordable car insurance with quality coverage
When you hear the words "cheap" and "car insurance" together, you may think of lower quality coverage, but at Progressive, we don't skimp on coverage for lower rates. You can get an affordable car insurance policy with high quality coverage that will match your needs.
In addition to tools and programs, we offer a variety of discounts to help you save money on car insurance. You may be able to get cheaper car insurance by qualifying for these:
Note: The Paid in Full Discount and Automatic Payment Discount cannot be combined.
Learn more about other car insurance discounts you may qualify for.
You could save big just by switching your car insurance to Progressive. Here's how much drivers nationwide who save after switching to Progressive save on average, compared to their previous auto insurer:
Every state has its own car insurance requirements that determine the minimum coverage you'll need. From there, you can increase your limits and add optional coverages so you're more fully protected. Consider the following common auto insurance coverages:
"Full coverage" car insurance isn't technically a type of policy, but it's often used to refer to your state's required coverages plus comprehensive and collision. If you have a newer vehicle, consider getting comprehensive and collision to protect your wallet from expensive accidents or events out of your control.
Your car insurance rate is based largely on factors unique to you and your vehicle, like your age, your location, your driving history, your car's make and model and age, and how you use the vehicle. These tips can help improve your car insurance rate factors:
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