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Compact Tractor Insurance
Protect your farming companion with reliable coverage
Start your compact tractor insurance quote online
From mowing and hauling to plowing and tilling, your compact tractor works hard for you—and you need a compact tractor policy that will do the same.
Common compact tractors we insure: John Deere, Kubota, Bobcat (Kioti), TYN, Mahindra.
Do you need compact tractor insurance?
Insurance for your compact tractor isn’t required by state law since they aren’t street vehicles. But, if you’re leasing or financing your tractor, your lender may require coverage against physical damage. Even if your tractor is paid in full, protecting your investment can be crucial as compact tractor insurance can pay for a new tractor if yours is stolen, vandalized, or damaged in an accident.
How much is compact tractor insurance?
At Progressive, liability coverage for a compact tractor starts as low as $75/year.* The actual cost of your policy will depend on many factors, such as your type of tractor, location, coverage selection, and coverage limits. You can bring down the cost of tractor insurance with a variety of discounts that we automatically apply to your policy if you qualify.
Ways to save
Saving on compact tractor insurance starts with discounts from Progressive**
Responsible driver
Score a discount if you've had no motor vehicle violations or accidents in the last three years.
Multi-policy
Earn a bundle discount if you already have a homeowners, renters, auto, boat, or RV policy with Progressive.
See more on bundling insurance
Advance quote†
Quote compactor tractor insurance at least one day before starting your policy and you’ll receive a discount just for shopping in advance.
Homeowners
Get a discount just for owning a home. Your home doesn’t need to be insured with Progressive to qualify.
Pay in full
We'll add another discount simply for paying up front.
Compact tractor insurance coverages we offer
Progressive offers customizable standalone tractor insurance to safeguard you and your tractor, both on and off your property. Check out how these coverages can protect you and your tractor.
Standard Coverages
Bodily injury & property damage liability (BI/PD)
Liability coverage is included on all compact tractor policies and can protect you, up to your coverage limit, if you’re liable for someone else’s injuries or damages while operating your tractor.
Comprehensive & collision
Comprehensive coverage can pay to repair or replace your tractor if it's vandalized or stolen. Comprehensive also covers you against damage from fire, weather-related incidents, or collisions with animals. Collision coverage may pay to repair or replace your tractor if it's damaged in an accident, regardless of who’s at fault. A deductible applies for both coverages.
Accessories and custom parts equipment
The best compact tractor insurance policies give you extra protection, so when you add comprehensive coverage to your Progressive compact tractor policy, we automatically give you $3,000 in coverage for accessories, customizations, and equipment. And when you file a claim, no depreciation is factored into the accessory’s value. You have the option to purchase up to $30,000 in additional coverage for your accessories and equipment.
Medical payments
No matter who’s at fault in a compact tractor accident, medical payments coverage can cover hospital bills and may be especially valuable if you don’t have health insurance.
Tips for quoting compact tractor insurance at Progressive
- Knowing your tractor’s year, make, and model will help you get an accurate quote, but you need the serial identification number to start a policy
- Compact tractors used for professional farming and model years before 2010 aren’t eligible for coverage
- Increasing your deductible for comprehensive and collision coverage will lower the cost of your policy
